Most Banks and Building Societies issue their customer with a debit card, and for this the majority of financial institutions utilize the services of Visa, who are a trusted name in the supply of such cards. Whilst giving you the freedom to shop online or in land-based outlets, a Visa debit card will only allow you to spend the amount of money you have available in your bank account.
You will also find Visa credit cards available which, unlike debit cards bearing the Visa name, give you a predetermined credit limit. This line of credit requires you to pay back, at the very least, a small percentage of the money you have spent using this card each month. A small interest fee is charged on such transactions and there are penalties if there are delays in paying back your credit.
Depositing By Visa
If you are using a Visa card (debit or credit) as a way of funding your online casino account, then this is often the safest way for you to transfer money into the casino and all transactions are processed instantly.
However, be aware that when you use a Visa credit card to fund any form of gambling account, you may be charged a fee. This will be a percentage of the total deposited amount, as Visa look at these transactions as a cash advance and will charge you accordingly!
Another reason to use Visa when you gamble online is that you can have your winnings sent back to your card, when they are processed. And thanks to recent changes in the way these refunds (as they are known) are handled you will find they can often be credited back to your card quite rapidly.
In fact, many people have reported that their winnings have been returned onto their Visa card balance within 24 hours. So, this a great method if you want to keep all of your online gambling financial transactions in one easy to manage place, as opposed to having web wallet type accounts or prepaid vouchers.
Be aware that whenever you use a Visa card in an online casino and make your first withdrawal, the casino you are playing at may request some form of identification documents from you. This is to verify you are indeed the genuine holder of the card. They may also require a copy of the card. However, ensure you blank out the CVV codes and only reveal the last four digits of the card number on the front of the card.
How To Deposit Using Visa Cards
If you wish to use a Visa card to deposit funds into an online casino account, pick one of our featured online casinos who readily accept this form of payment; simply sign up, log into the casino and launch the cashier interface.
You will then be prompted to choose which type of Visa card you wish to use, either debit or credit. Then, enter the long card number which is displayed on the front of the card, along with the expiry date (occasionally you’ll be asked for the start date of the card too). You will also be required to enter your name as it is written on the front of the Visa card.
Next, simply enter the amount you wish to transfer into your casino account along with the CVV code, which is the last three numbers printed on the back of the card next to the signature box. Click OK or the Deposit button and your transaction will then be instantly processed and credited to your account. Be aware that your name and address used to open the casino account must match the Visa card used and you cannot use anyone else’s Visa card to fund your casino account!
Benefits of Using Visa
There are many benefits of using Visa to fund your online casino accounts, and below we have compiled a list of reasons why you should seriously consider using this method online.
Secure Transactions – Whenever you use a Visa card, whether it is a debit or credit card, you will be safe in the knowledge that all transactions are 100% secure. You will also be protected by the Visa fraud guarantee scheme, so if anybody should use your card or card details fraudulently, then you will get your money back!
Instant Processing – Every time you use your Visa card online, the transactions will be processed instantly. The funds will be available in your chosen casino account in seconds. Whilst withdrawals back to your card are not as quick, you shouldn’t be waiting too long for them to appear.
Low Fees – There aren’t usually any fees charged to use a Visa debit card. So when you are sending funds into an online casino, this is a cost-free and instant method of doing just that. However, a small cash advance fee and interest will be charged if you use a Visa credit card to fund your casino account. So make sure that you check what these fees are with your card issuer before you make a deposit.
Transaction Tracking – Another benefit of using a Visa card to deposit and withdraw from an online casino is that you will always be able track and trace such transactions. Most Visa cards now let you monitor all transactions made via an online banking-type facility. So you will always know where you stand in regards to your online gambling transactions.
Visa Deposit Casino Bonuses – Some online casinos have reload type bonuses. These are offered to players using one form of deposit method, so make sure you check to see if Visa users qualify for one of these special bonuses before you start playing. If they do, then this is another reason to consider using Visa and only Visa for your transactions at that particular casino.
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